Mortgage broking is quickly becoming the mode-of-choice for Australian’s considering their lending and home loan needs. Private Capital Management supports our clients by acting as an intermediary between the lender and client, meaning we complete all the administration to ensure our valued clients save time and money. We do all the research, find the best rates depending on the client, then support the lending process from start-to-finish. The lender pays Private Capital Management commission to complete the loan process generally meaning clients pay us zilch, zero, to use our expertise.
There are many benefits using mortgage brokers and Private Capital Management to obtain a home loan. With many changes in lending requirements it is difficult to navigate the complex mortgage market. We research over 30 lenders and ensure the client matches the loan depending on their very different circumstances. We negotiate discounted rates for clients and often obtain rates cheaper than advertised. During the home loan process, Private Capital Management acts as a central point of contact between the real estate agent, conveyancer or lawyer and lending institution to ensure all documents are provided and the property purchase or refinance settles on time and without issues. This is something an online mortgage broker can’t do.
There are a number of home loan and mortgage broking services we help clients with, including: Fixed Rate Home Loans, First Home Owner Home Loans, Low-Doc Home Loans, Investment Home Loans, Guarantor Home Loans, Self-Employed Home Loans, SMSF Home Loans, Low Deposit Home Loans (LMI Home Loans) and Australian Expatriate Home Loans. We even help clients who have had bad credit in the past.